Williams Anderson

I am Williams Anderson, staff of International Private Banking at Bristol & West Bank. I am contacting you concerning a deceased customer and an investment he placed under our banks management three years ago. I would respectfully request that you keep the contents of this mail confidential and respect the integrity of the information you come by as a result of this mail. I contacted you independently of our investigation and no one is informed of this communication. I would like to intimate you with certain facts that I believe would be of interest to you. In 2000, the subject matter; came to our bank to engage in business discussions with our private banking division. He informed us that he had a financial portfolio of eight million three hundred and fifty thousand united states dollars, which he wished to have us turn over (invest) on his behalf. I was the officer assigned to his case; I made numerous suggestions in line with my duties as the de-facto chief operations officer of the private banking sector, especially given the volume of funds he wished to put into our bank. We met on numerous occasions prior to any investments being placed. I encouraged him to consider various growth funds with prime ratings. The favored route in my advice to customers is to start by assessing data on 6000 traditional stocks and bond managers and 2000 managers of alternative investments. Based on my advice, we spun the money around various opportunities and made attractive margins for our first months of operation, the accrued profit and interest stood at this point at over ten million United States Dollars, this margin was not the full potential of the fund but he desired low risk guarantied returns on investments. In mid 2001, he asked that the money be liquidated cbecause he needed to make an urgent investment requiring cash payments in here in the United Kingdom. He directed that I liquidate the funds and deposit it with a security firm in here London. I informed him that HSBC would have to make special arrangements to have this done and in order not to circumvent due process, the bank would have to make a 9.5% deduction from the funds to cater for banking and statutory charges. He complained about the charges but later came around when I explained to him the complexities of the task he was asking of us. Cash movement across boarders has become especially strict since the incidents of 9/11. I contacted my affiliate in here in London and made the funds available to the security firm. I undertook all the processes and made sure I followed his precise instructions to the letter and had the funds deposited at the London based security consultancy firm, Mayfair Securities Co. Mayfair Securities Co is a specialist private firm that accepts deposits from high net worth individuals and blue chip corporations that handle valuable products or undertake transactions that need immediate access to cash. This small and highly private organization is familiar especially to the highly placed and well-connected organizations. In line with instructions, the money was deposited with Mayfair Securities Co. The deceased told me he wanted the money there in anticipation of his arrival from Norway later that week. This was the last communication we had, this transpired around 25th February 2003. In June last year, we got a call from Mayfair Securities Co informing us that the activity of that particular portfolio. This was an astounding position as far as I was concerned, given the fact that I managed the private banking sector I was the only one who knew about the deposit at Mayfair Securities Co, and I could not understand why the deceased had not come forward to claim his deposit. I made futile efforts to locate the deceased. I immediately passed the task of locating him to the internal investigations department of Bristol & West. Four days later, information started to trickle in, apparently our client was dead. A person who suited his description was declared dead of a heart attack in Cannes, South of France. We were soon enough able to identify the body and cause of death was confirmed. The bank immediately launched an investigation into possible surviving next of kin to alert about the situation and also to come forward to claim his estate. If you are familiar with private banking affairs, those who patronize our services usually prefer anonymity, but also some levels of detachment from conventional processes. In his bio-data form, he listed no next of kin. In the field of private banking, opening an account with us means no one will know of its existence, accounts are rarely held under a name; depositors use numbers and codes to make the accounts anonymous. This bank also gives the choice to depositors of having their mail sent to them or held at the bank itself, ensuring that there are no traces of the account and as I said, rarely do they nominate next of kin. Private banking clients apart from not nominating next of kin also usually in most cases leave wills in our care, in this case; the deceased died without a testate. In line with our internal processes for account holders who have passed away, we instituted our own investigations in good faith to determine who should have right to claim the estate. This investigation has for the past months been unfruitful. We have scanned every continent and used our private investigation affiliate companies to get to the root of the problem.

It is this investigation that resulted in my being

furnished with your details as a possible relative of

the deceased. My official capacity dictates that I am

the only party to supervise the investigation and the

only party to receive the results of the investigation.

What this means, you being the lastbatch of names

we have considered, is that our dearlate fellow died

with no known or identifiable family member. This

leaves me as the only person with the full picture of

what the prevailing situation is in relation to the deposit

and the late beneficiary of the deposit.

According to practice, Mayfair Securities Co will by

the end of this financial year broadcast a request for

statements of claim to Bristol & West, failing to

receive viable claims they will most probably revert

the deposit back to Bristol & West. This will result

in the money entering the Bristol & West accounting

system and the portfolio will be out of my hands and

out of the private banking division. This will not

happen if I have my way. What I wish to relate to you

will smack of unethical practice but I want you to

understand something. It is only an outsider to the

banking world who finds the internal politics of the

banking world aberrational. The world of private

banking especially is fraught with huge rewards for

those who occupy certain offices and oversee certain

portfolios. You should have begun by now to put

together the general direction of what I propose. I

alone have the deposit details and they will release

the deposit to no one unless I instruct them to do so.

I alone know of the existence of this deposit for as

far as Bristol & West is concerned, the transaction

with our late customer concluded when I sent the funds

to Mayfair securities, all outstanding interactions in

relation to the file are just customer services and

due process. Mayfair Securities Co has no single idea

of what's the history or nature of the deposit. They

are simply awaiting instructions to release the

deposit to any party that comes forward. This is the

situation. This bank has spent great amounts of money

trying to track this man's family; they have

investigated for months and have found no family.

The investigation has come to an end. My proposal; you

share similar details to the late fellow; I am

prepared to place you in a position to instruct

Mayfair Securities Co to release the deposit to you as

the closest surviving relation. Upon receipt of the

deposit, I am prepared to share the money with you in

half. That is: I will simply nominate you as the next

of kin and have them release the deposit to you. We

share the proceeds 50/50.I would have gone ahead to

ask the funds be released to me, but that would have

drawn a straight line to me and my involvement in

claiming the deposit. I assure you that I could have

the deposit released to you within a few days.

I will simply inform the bank of the final closing of the file

relating to the deceased I will then officially communicate

with Mayfair Securities Co and instruct them to release the

deposit to you. With these two things: all is done.

The alternative would be for us to have Mayfair Securities Co

direct the funds to another bank with you as account holder.

This way there will be no need for you to think of receiving the

money from Mayfair Securities Co. We can fine-tune this based

on our interactions. I am aware of the consequences of this

proposal. I ask that if you find no interest in this project that you

should discard this mail. I ask that you do not be vindictive and

destructive. If my offer is of no appeal to you, delete this message

and forget I ever contacted you. Do not destroy my career because

you do not approve of my proposal. You may not know this but people

like myself who have made tidy sums out of comparable situations run

he whole private banking sector. I am not a criminal and what I do, I

do not find against good conscience, this may be hard for you to

understand, but the dynamics of my industry dictates that I make this

move. Such opportunities only come ones' way once in a lifetime.

I cannot let this chance pass me by, for once I find

myself in total control of my destiny. These chances

won't pass me by. I ask that you do not destroy my

chance, if you will not work with me let me know and

let me move on with my life but do not destroy me. I

am a family man and this is an opportunity to provide

them with new opportunities. There is a reward for

this project and it is a task well worth undertaking.

I have evaluated the risks and the only risk I have

here is from you refusing to work with me and alerting

my bank. I am the only one who knows of this

situation, good fortune has blessed you with a name

that has planted you into the center of relevance in

my life. Let's share the blessing. If you find

yourself able to work with me, contact me through this

same email account. If you give me positive signals, I

will initiate this process towards a conclusion. I

wish to inform you that should you contact me via

official channels; I will deny knowing you and about

this project. I repeat, I do not want you contacting

me through my official phone lines nor do I want you

contacting me through my official email account.

Contact me only through the numbers I will provide for

you and also through this email address. I do not want

any direct link between you and me. My official lines

are not secure lines as they are periodically

monitored to assess our level of customer care in line

with our Total Quality Management Policy.

Please observe this instruction religiously. Please,

again, note I am a family man; I have a wife and

children. I send you this mail not without a measure

of fear as to what the consequences, but I know within

me that nothing ventured is nothing gained and that

success and riches never come easy or on a platter of gold.

This is the one truth I have learnt from my

private banking clients. Do not betray my confidence.

If we can be of one accord, we should plan a meeting

soon.

I await your response.

please contact via this email: willi.anderson@yahoo.es

Regards

Williams Anderson.

Tel: +44-70-3191-6040

Fax: +44-87-1256-1732